Welcome to 99 Park Ave - Assumable FHA 3.125% loan! Offering easy main-level living in the desirable Village Oaks community! LVP flooring thru-out the main living areas, and the open-concept floor plan provides a comfortable layout for everyday living and entertaining. The kitchen features quartz countertops, stainless steel appliances, a large island, recessed lighting, pantry and plenty of prep space. A sliding glass door leads to the covered patio and fully fenced backyard with attractive, low-maintenance metal fencing. The backyard gets great sunshine and includes a garden area with raised beds, perfect for anyone who enjoys gardening or outdoor living. The spacious primary suite features a walk-in closet and private bath with double vanity and walk-in shower. Two nicely sized guest bedrooms offer additional space, while a true home office with French doors provides a dedicated place to work. Additional features include a large foyer, spacious laundry room, attractive stone exterior, tankless water heater & more. Enjoy low-maintenance living with HOA-provided yard maintenance, sidewalks, and access to the Village Oaks community pool and amenities! Located across from Lake Monticello main gate. No gates! A must see!