Welcome to this charming Victorian duplex on South Street, offering character and investment potential. Opportunities like this are rare! Whether you're looking to owner-occupy while generating rental income or expand your investment portfolio, this property offers exceptional flexibility. Each unit features 3 bedrooms, 1 full bath, each has their own private entrance, providing privacy and convenience for both occupants. The upper unit includes a spacious walk-up attic, offering additional storage or future potential. Outside, you'll find a large fenced backyard, a welcoming wraparound front porch, and a detached garage that can be used for storage, a workshop, or additional income opportunities. Major updates have already been completed, including both heaters/water heater replaced in 2019 and a new roof installed in 2023. The first-floor unit is currently leased through March 2027, with rent paid in full, providing immediate, reliable income. Live in the upper unit while collecting rental income from the lower unit, or continue renting both units as a strong investment property. With its prime location, historic charm, and excellent income potential, this is an opportunity you won't want to miss.