Set on a quiet street just minutes from downtown Westminster, this updated stone rancher lives larger than it looks. A spacious living room flows into the dining room and on to a renovated kitchen, where warm hardwood floors and an open feel tie the main level together. Three bedrooms and two full baths complete the main floor, while downstairs the finished lower level stretches out with a large rec room, a third full bath, and a versatile bonus room that flexes to fit a home office, guest space, or hobby room - plus a fireplace on each level to gather around. The big-ticket items are already done, and the updates are recent. New carpet, new gutters, and a roof tune-up in 2026; front windows in 2025; electric box and water heater in 2023; three mini-splits added in 2022 for zoned comfort; and a renovated kitchen, updated baths, refinished hardwoods, and HVAC all in 2021. All that's left is to move in. Outside, a classic stone breezeway sits at the heart of the home's flow, with access to the front, the interior, the two-car garage, and a large composite deck overlooking the fenced backyard. Set on a quarter acre with room to spread out, and just minutes from downtown Westminster's shops, dining, and Main Street charm, this is a rare blend of updated comfort and timeless stone-front character. Come see how much home is waiting.