Stunning views & tranquil setting await you with this rare waterfront find - moments from the Chesapeake Bay. Thoughtfully renovated and ready for you to begin capturing cherished memories with family and friends. Riverfront living at its best with spectacular details such as wood paneled cathedral ceilings, exposed brick and gleaming hardwood floors adding to the charm of this sought after retreat. Upgrades from 2025 include - new septic system, well pump and tankless water heater, fresh paint inside and out, 2 tastefully remodeled full baths, all new Gourmet kitchen with GE Cafe appliances, quartz countertops, LPV flooring, water treatment system, upgraded electrical panel, smart thermostat and all new fixtures. Large windows in the family room and primary bedroom face the water to greet you each day no matter the season, along with a spacious 3 season back porch that checks all the boxes. Detached garage, with a 2nd level, can serve as a studio, workshop or storage for all your activities. Nearly an acre situated on Stutts Creek with a private dock and water depth of 4.5' is perfect for all types of boating. Best of all, the Chesapeake Bay is a two-minute boat ride away. Adding to the perfection - this property does not require flood insurance either. THIS is the home you have been waiting for!