**Your own financing or Option to ASSUME 2.99% INTEREST RATE AVAILABLE TO ALL QUALIFIED BUYERS!** Motivated seller has priced to sell! This is a standard FHA loan open to the general public-NO military service required). Save over $1,000/month compared to today's market rates! Motivated seller seeks a quick close on this stunning 4-level luxury townhome in Potomac Shores. Experience the ultimate waterfront lifestyle, perfectly positioned within walking distance of upcoming Potomac Riverfront shops, a soon-to-open VRE train station for effortless commuting, and a brand-new, state-of-the-art K-5 elementary school opening in 2027! Stepping inside, 10-foot main-level ceilings and 9-foot loft ceilings create an incredibly open, airy feel. The chef's kitchen is equipped for premium cooking, featuring an induction cooktop and a smart oven with app-controlled preheating. Rich hardwood floors flow through the living spaces, while voice-controlled smart locks and garage access deliver seamless modern convenience. The versatile 4th-level loft serves as a private home office, media room, or guest retreat. Enjoy resort-style living with access to two pools, miles of scenic walking trails, and a jack Nicklaus Signature golf course. HOA documents are fully prepared for an expedited sale. Don't miss this rare opportunity to lock in an unbeatable 2.99% rate and instant equity-schedule your tour today! ***Contact listing agent for more details***